Courtney Rogers: From Public Service to Real Estate Innovation

After dedicating 25 years to public service as a Correction Captain with the New York City Department of Correction, I've embarked on an exciting new journey in real estate. My career has been defined by helping troubled individuals find their path, and now I'm channeling that passion for assistance into the world of earning passive income through mortgage note investment.

My Unique Journey

While my background in home improvement gave me a solid foundation, I discovered a whole new realm of possibilities in real estate. As I approached my quarter-century mark in corrections, I began exploring ways to create passive income that wouldn't demand the physical toll of my earlier renovation work.

Discovering Mortgage Note Investing

During my research, I stumbled upon the fascinating world of mortgage note investing. This discovery has completely transformed my perspective on real estate investing, igniting a passion that drives me to continually expand my knowledge and expertise.

What Sets Me Apart

• 25 years of leadership experience as a Correction Captain

• A proven track record of helping individuals overcome challenges

• Practical knowledge of home improvement and property maintenance

• A fresh, innovative approach to real estate investing through mortgage notes

My Mission

I'm committed to applying my unique blend of public service experience and newfound real estate knowledge to help others achieve financial freedom. Whether you're a first-time investor or looking to diversify your portfolio, I'm here to guide you through the exciting possibilities of mortgage note investing.

How Mortgage Note Investing Works

Mortgage notes are legal documents that represent a borrower's promise to repay a loan used to purchase a property. When an investor buys a mortgage note, they essentially become the lender, with full rights to receive the borrower's payments.

Types of Mortgage Notes

• Performing Notes:
  Loans where borrowers are making consistent payments
   
• Non-Performing Notes:
  Loans where borrowers have stopped making payments
   
• First Position Notes:
  Highest priority for repayment if a borrower defaults
   
• Second Position Notes:
  Lower priority, but potential for higher yields
   
• Residential Notes:
  Tied to properties like houses or apartments
   
• Commercial Notes:
  Linked to business properties

Investment Strategies

1. Buying Performing Notes:
   Lower risk, steady income approach
    
2. Purchasing Non-Performing Notes:
   Higher risk but potential for greater returns through loan modifications or foreclosures
    
3. Investing in Mortgage Note Funds:
   Pooled investments managed by professionals, offering diversification and reduced management responsibilities

Mortgage note investing can be an attractive option for those seeking passive income and diversification in their real estate portfolio. However, it requires careful consideration of risks, thorough due diligence, and potentially specialized knowledge of the real estate market and lending practices.

Why Invest In Performing Notes?

1. Steady Monthly Income:
   Receive regular payments of principal and interest from borrowers, creating a reliable cash flow.
    
2. Attractive Yields:
   Earn returns that often outpace traditional fixed-income investments like CDs or bonds.
    
3. Asset-Backed Security:
   Your investment is secured by real property, providing a tangible asset as collateral.
    
4. Passive Income Stream:
   Enjoy hands-off returns without the hassles of property management or tenant issues.
    
5. IRA-Friendly:
   Leverage your self-directed IRA to invest tax-advantaged dollars in performing notes.

How It Works

We purchase existing mortgage notes at a discount from their face value. As the new lender, you receive all future payments from the borrower. The discounted purchase price boosts your effective yield, often resulting in double-digit returns.

Example Investment

• Original loan amount: $100,000
• Remaining balance: $90,000
• Your purchase price: $80,000
• Interest rate: 6%
• Remaining term: 20 years; Monthly income: $644.30
• Annual yield: Approximately 9.5%

Why Choose Us?
 

Don't let your money sit idle. Tap into the power of performing mortgage notes to generate steady, attractive returns backed by real estate. Contact us today to learn how you can get started with as little as $50,000.